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Privacy Policy

Effective Date: January 19, 2025

Last Updated: January 19, 2025

Introduction

Myndfruit, Inc. ("we," "us," or "our") operates the Norma mobile application (the "App"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our App. We respect your privacy and are committed to protecting your personal data. This Privacy Policy will inform you about how we look after your personal data when you use our App and tell you about your privacy rights and how the law protects you.

Information We Collect

Information You Provide

👤

Account Information: Email address, name, and authentication credentials

💰

Financial Data: Bills, expenses, income information, budgets, and financial goals

⚙️

Profile Information: Monthly income, financial preferences, and personalization settings

💬

Communication Data: Messages and queries you send to our AI assistant, Norma

🎤

Voice Data: Voice commands (converted to text, audio not stored)

Information Collected Automatically

📱

Device Information: Device type, operating system, unique identifiers

📊

Usage Data: Features used, interaction patterns, session duration

📈

Analytics Data: Aggregated statistics to improve our services

Third-Party Services

💳

Payment Processing: RevenueCat handles subscriptions (we don't store card details)

🔐

Authentication: Basic profile information from third-party sign-in services

How We Use Your Information

Core Services

Track and manage your bills, expenses, and budgets

Send bill payment reminders and notifications

Generate financial insights and analytics

Process your interactions with the AI assistant

Improvements & Communication

Customize the app experience based on your preferences

Develop new features and improve existing ones

Send important updates and provide customer support

Send optional marketing communications (with your consent)

🔒Data Security

🔐

Encryption: All sensitive data encrypted in transit (TLS/SSL) and at rest

🛡️

Secure Storage: Encrypted databases with access controls

📱

Local Encryption: iOS Keychain services for cached data

🔑

Authentication: Secure protocols protect account access

Regular Audits: Continuous security practice reviews

Data Storage and Retention

Cloud Storage: Securely stored using Supabase cloud infrastructure

Local Caching: Performance optimization with encrypted local storage

Retention: Data kept while account is active or as needed for services

Deletion: Request account and data deletion at any time

Third-Party Services

Supabase

Database and authentication services

RevenueCat

Subscription and payment processing

Anthropic Claude API

AI-powered assistant (conversations processed but not stored)

ElevenLabs

Voice synthesis (text processed but not stored)

Your Rights and Choices

Access

Request a copy of your personal data

Correction

Request correction of inaccurate data

Deletion

Request deletion of your personal data

Portability

Request data in a portable format

Opt-Out

Opt-out of marketing communications

Restriction

Request processing restriction in certain circumstances

Children's Privacy

Our App is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal data from a child under 13, we will take steps to delete such information.

California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA): • Right to know what personal information is collected • Right to know if personal information is sold or disclosed • Right to opt-out of the sale of personal information (we do not sell personal data) • Right to non-discrimination for exercising your privacy rights

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: Myndfruit, Inc. Email: privacy@myndfruit.com Support: support@myndfruit.com For general inquiries about the Norma app, visit our website or contact our support team.

Consent

By using our App, you consent to our Privacy Policy and agree to its terms.

This Privacy Policy is provided in English. Any translations are provided for convenience only, and the English version shall prevail in case of any discrepancy.